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Rhode Island Licensed Public Adjuster
Your Advocate
When It Matters Most
When disaster strikes your home or business, your insurance company sends their adjuster. You deserve one working for you.
What We Do
What Is a Public Adjuster?
"Insurance companies have their adjuster. You should have yours."
A public adjuster is a licensed professional who works exclusively for you — the policyholder — not the insurance company. When you file a claim, your insurer assigns their own adjuster whose job is to protect the company's bottom line.
A public adjuster levels the playing field. We inspect the damage thoroughly, interpret your policy language, document every loss, and negotiate directly with the insurance company to make sure your settlement reflects the true cost of your claim.
Contingency
No upfront cost — we only get paid when you do
1-on-1
Direct access to Ethan from first call to final settlement
RI & CT
Local expertise, licensed in Rhode Island & Connecticut
Know the Difference
What's the Difference Between the Three Types of Adjusters?
Works For
The Insurance Company
Company Adjuster
A company adjuster is a salaried employee of your insurance company. They are trained to evaluate claims on behalf of the insurer — their job is to protect the company's financial interests, not yours. They decide how much (or how little) your claim is worth.
Assigned automatically when you file a claim. You have no say in who they are.
Works For
The Insurance Company
Independent Adjuster
An independent adjuster is a freelance contractor hired by insurance companies — often during high-volume events like major storms — to handle overflow claims. Despite the name, they are not independent from the insurer. They are still paid by and accountable to the insurance company.
Also assigned by the insurer. Still represents the company's interests, not yours.
Works For
You — The Policyholder
Public Adjuster
A public adjuster is the only type of adjuster who is legally licensed to represent you — the policyholder — in a claim against your insurance company. We inspect the damage independently, interpret your policy, document every loss, and negotiate on your behalf to maximize your settlement.
You hire us. We work for you — from the first inspection to the final check.
Most homeowners don't realize they have the right to hire their own adjuster — one who works exclusively in their corner.
About
Meet Ethan
Founder, Paradigm Property Solutions
Before becoming a licensed public adjuster, Ethan spent several years in the roofing and exterior restoration industry — working directly alongside insurance adjusters and homeowners through the claims process. That hands-on experience gave him an inside view of how claims are evaluated, where settlements fall short, and what it takes to build a compelling case.
Today, he brings that same field knowledge to every inspection and negotiation at Paradigm Property Solutions. As a sole proprietor, Ethan handles every claim personally — you'll never be passed off to a junior adjuster or a call center. From the first inspection to the final check, you work directly with him.
What our customers are saying about working with Paradigm
"Working with Paradigm Property Solutions was a great experience start to finish. Ethan was professional, knowledgable, approachable and a fantastic communicator every step of the way. Ultimately, he secured a fair payment from our insurance company that allowed us to pay for our roof repair. We appreciated how quickly he stepped in to take the stress away from communicating with the insurance company. Highly recommended his services."
Lisa G.
South Kingstown — Storm Damage Claim
"Thank you for your help and patience through this process. Your attention to detail and thorough follow through were super helpful. Thank you again!"
Jillian
Lincoln, RI — Successful Appraisal
"Ethan was a pleasure to work with. He is extremely knowledgeable, and he made the entire process seamless. I highly recommend him."
David
Warwick, RI - Claim
Get in Touch
Ready to Get the Settlement You Deserve?
Consultations are free and there's no obligation. Call or email Ethan directly — he'll review your situation and let you know how he can help.
Serving homeowners and businesses throughout Rhode Island & Connecticut